Our timely reviews can assist both pre-funding and post-closing requirements. We specialize in a variety of mortgage investigations to assist originators, insurers, investors and servicers who want to mitigate risk.
Our desktop reports and field visits are fully customizable and tailored to make informed decisions.
Our Mortgage (Commercial Loans) Risk Mitigation
At Augustus Hall Limited, Our Mortgage (Commercial Loans) Risk Mitigation Services are aimed at enhancing loss mitigation & general appraisal of such advances in the following order:
Forensic & Fraud Reviews | Due Diligence & QC Audits  | Loss Mitigation  | Verification Services |
Our primary focus is to determine if misrepresentations exist, what false information was presented and by whom, and to prevent losses due to fraud. | We offer a Quality Control Program that is precise, quick, and cost-effective. We specialize in assessing the quality of loans to show whether or not they comply with program requirements, internal guidelines, policies and procedures. | Audit services can supplement any loan servicing department revealing misrepresentations, relationships, and information undisclosed during the loss mitigation process. We re-verify document accuracy in short sales, loan modifications, deeds-in-lieu, and foreclosures. | Our verification services verify employment, income assets, real property records and undisclosed liabilities. Services are customizable depending on pre-funding and post-closing time restrictions. |
Our Mortgage (Commercial Loans) Risk Mitigation: Our Forensic & Fraud Reviews
We offer complete range of Forensic & Fraud Reviews as regards the following:
Borrower Interviews  | Employment / Income | Re-Verifications of Deposit & Source of Funds  | Occupancy   |
Obtain borrower interviews (or interviews of any relevant party to the transaction) and supporting documentation including signed statements and copies of original documents (not found in the origination loan file). | Verify employment and income history. | Verify the reported assets and source of down payment. | Determine if the borrower intended to occupy as a primary residence or if a misrepresentation was made in their intention to occupy, including occupancy prior to, during and after origination. |
Undisclosed Debt / Mortgages  | Re-Verification of Origination Documents  | Straw Buyers  | Identity Theft  |
Determine and secure evidence regarding mortgages and/or debts undisclosed at the time of origination. | Verify documents such as verification of rent, verification of mortgage and other letters of explanation. | Determine if the transaction was for a third-party not identified in the loan application. Interviews attempts include borrowers and true occupants. | Verify the validity of borrower identity theft claims. If warranted, assist the victim in the proper reporting of the claim and investigate the identity of the perpetrator. |
Our Mortgage (Commercial Loans) Risk Mitigation: Our Audits
Augustus Hall Limited Our Audits includes any or all of the following diagnostic processes as follows:
Sample Selection | Forensic Fraud Review | Data Integrity Check |
Re-verification of Critical Documents | Policies and Procedures Review | Fully Customizable Reporting |
Our Mortgage (Commercial Loans) Risk Mitigation: Our Loss Mitigation
We can help to keep standard compliance with authentic screening process as follows:
Re-Verifications of Income & Assets | Confirmation on Hardship Reason(s) | Evaluation of New Credit Report |
Verify income and assets used for qualification. | Common examples include illness or injury, change of employment status, loss of income, natural disasters, divorce, death, and/or military deployment. Â | Detailed review of credit history, including undisclosed accounts, repayment history and total debt. |
Interviewing of Relevant Parties | Social Media Searches | Occupancy Verification |
Interview the borrower/seller, new buyers, real estate agent or third parties.  | Review social media profiles for misrepresentations. | Confirm the borrower’s occupancy of the subject property. |
Why Choose Us?
Assurance Partners | Experience Turnover | Certified Sources |
We focus to safeguard the accuracy and completeness with implementing compliance tools to assemble organizational fitness with comprehensive analytical research to discover accurate information that utilizes professional HR policies for organizational security. | We have professional local researcher network under experienced management to maintain our customer’s real time on demand results to make quick decision, save time and cost. | Augustus Hall Limited is a global leader & certified source for all size of business to provide most authentic enhance background screening services to protect workplace and give global market confidence. |
Our Service Terms & Conditions
Note:Â
Having access to this type of private data, however, comes with rules, criteria, regulatory compliances, due processes, official approvals, administrative protocols, restrictions, usage terms & conditions, & other regulations governing it.
Augustus Hall Limited may officially reject your applications or orders based on the aforesaid, & for many other reasons, or criteria that does not conform to our objectives, principles, ethics, norms, standards, generally accepted practice.
Such request for Verifications Services are only granted or carried out or conducted solely for strictly verified entities, receiver, beneficiary, or recipient with vetted aims & objectives of which the ultimate utility of such verification service is vetted & traced to fulfilling generally accepted principles, aims, & objectives as regards to Risk Assessment, Risk Valuation, Risk Control, Risk Mitigation, Risk Management, Risk Intelligence, Risk-based Decisioning, etc.; which altogether must be seen to amount to transparency, restorations & preservations of Trust, Value, Assets, Investments, Common Wealth, Security, Integrity, Ethics, Governance, Business Development, Business Continuity Management, Business Sustainability Management, Humanity, Equity, Balance, etc.
Our Due Diligence Capabilities & Access are Wide Ranging.
For more information on how we can provide further insight for you, your business, or your clients, we would encourage you to contact us to Buy Now or Subscribe or Discover more.
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